FOR IMMEDIATE RELEASE

Contact: 
  Larry and Wanda Heinert, CLTC
  ACSIA Partners LLC
heinerts@acsiapartners.com
402-339-8643

Long-Term Care Agent Larry Heinert Applauds Wall Street Journal for Highlighting  New Insurance Trend 
Papillion, NE June 20, 2018 -- Sales of traditional long-term care insurance are way down, but they're way up for a new form, so-called "hybrid" policies. This was reported by the Wall Street Journal on June 15. "I applaud them for highlighting this important development," says  Larry Heinert, NE-based agent with ACSIA Partners LLC.

The WSJ article, written by Leslie Scism, is titled "Long-Term-Care Insurance Isn’t Dead. It’s Now an Estate-Planning Tool."

"LTC insurance isn't dying, it's evolving," says Heinert. "Hybrid protection, now popular  in estate planning, is a key new form, but not the only one."

LTC insurance is also proliferating as an employee benefit, according to Heinert. "Organizations across the country are  protecting their people with affordable group plans. I wish the media would highlight this trend too."

Heinert's company offers  a  variety of services that   ease the burden of long-term care:
    •  Traditional long-term care insurance  from multiple carriers,
    •  "Hybrid" policies (typically life insurance with LTC riders),
    •  Worksite  LTC (voluntary  plans with group advantages),
    •  Annuities with tax-advantaged LTC features, 
    •  Critical illness insurance, 
    •  And additional protections including LTC education and referrals to care services.

More information is available from Heinert at heinerts@acsiapartners.com, http://www.myltcfinancing.com or 402-339-8643. Heinert represents the company in AZ, CO, IA, IL, KS, KY, MD, MO, MT, ND, NE, NJ, NV, OH, OK, PA, SC, SD, TN, TX, UT, VA, WY.

In California the company is known as xACSIA Partners Insurance Agency; in other states, as ACSIA Partners.

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